Most health insurances policies covering foreign countries are created to cover any extra costs coming from possible accidents or illnesses, but they don’t include planned surgery and aftercare. Even fewer are insurances covering treatments not directly linked to patient’s health like, for example, not essential cosmetic or dental surgery. Moreover, most companies don’t cover the whole world, but only selected geographic areas, tipically in their home country. Because of high costs, proper international coverage is provided only by a few companies, mainly focused on a wealthy target, owners of homes in different countries or frequent travelers for business or tourism. All considered, today private health insurances are mostly made for travel and not for health tourism, as well explained
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